It only takes one minute
You're diagnosed with one of the three critical diseases:
The full insured sum (e.g €50,000)
Our high payout helps to compensate for financial difficulties:
You receive the payout and use the money as you wish:
"If the worst happens, I can focus on my recovery and spend time with my family without financial worries."
One of your doctors diagnoses you with cancer. Or you are hospitalized with a heart attack or stroke.
You submit your doctor or hospital reports to us. This can easily be done digitally via your smartphone.
It only takes 3-4 business days to review your documents. You will receive your payout directly into your account.
The health insurance company pays for your treatment. However, cancer patients suffer from additional burdens (e.g. loss of earnings). The insurance gives you financial freedom in the event of an emergency.
No, you will not get your contributions back. Everyone pays into our insurance so that those who become ill receive support. If you don't get sick, your contribution will help others.
Your contributions are guaranteed for 15 years. They can then change under certain conditions. You can find more details about this under point 6 in the Insurance conditions. You can terminate the contract at any time if you do not agree to any changes.
We exclude certain mild forms and preliminary stages of the insured diseases. These include, for example, malignant birthmarks, which can be easily removed by a dermatologist. You can find the details under point 3 in our insurance conditions.
You can only take out the insurance if you do not already suffer from one of the insured diseases. Therefore, before we conclude, we will ask you a few questions about your health that you must answer honestly.
The waiting period means that you have to wait 6 months after taking out the insurance before you can receive a payout. In this way, we prevent people from insuring themselves who already have specific suspicions.
Yes, you always receive the entire agreed amount of money. So you don't receive less money if you become less seriously ill. This means you won't get any nasty surprises in an emergency.
For example, you could save €20 a month, but after 10 years you would have only saved €2,400. In contrast, our insurance offers payouts of €50,000 and more in the event of an emergency. Saving makes sense, but it cannot replace insurance.
Serious illnesses occur in almost all families. Therefore, when taking out insurance, do not ask about the medical history of your family members.
Serious illnesses such as cancer, stroke or heart attack are no longer a death sentence. However, recovery can take several years. Those who are sick are restricted during this time and benefit from additional financial support.
